What is loan against property?

This product is ideal for individuals / companies who have a real estate asset, which is free from encumbrance. A loan against property enables you to put your asset to productive use by mortgaging it with Edelweiss and raising the funds up to a maximum of 70% of the market value of your asset. The purpose of taking the loan can be varied, from utilising the funds to buy a new property, business expansion, consolidation of existing loans, the education / wedding of children, amongst others.

  • Higher loan amount and tenure up to 15 years for ease of repayment
  • Attractive interest rates
  • Efficient handling of your loans
  • Quick approvals, simple processing of your loan application and flexible repayment options
  • Consolidates your loans into one single instalment
  • Higher loan amount with low EMIs
  • Funds can be used for business and personal needs
  • Special products for self employed professionals


  • Loans offered to Self-Employed Professionals, Proprietorship Firms, Partnership Firms, Private Limited Companies and closely held Limited Companies
  • Minimum 5 years of track record in the business
  • Profit making business for the last 2 years
  • Minimum net profit of 2 lakhs p.a.

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