Loans

What is loan? Different types of loans in india

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There are many types of loans available in India. However, most people choose loan as of having totally dependent on the variety of assets they have, which they can mortgage to avail loans at a lower interest rate. But many of them only prefrerring only one kind of loan.One of the reasons behind this choosing is the lack of knowledge about different types of loans available in India.

By definition, a loan is specified amount of money that you can borrow from the lender (usually banks) with an assurance of returning it back within the agreed period. The lender on different types of loans levies a specified rate of interest. The borrower repays the borrowed amount along with the interest in instalments as per the agreement between the two parties.

Main types of loans

  • Housing loan
  • Education loan
  • Car loan
  • Vehicle loan
  • Personal loan
  • Gold loan
  • Agricultural loan
  • Business loan

Other type of loans

Cash credit loan
Loans against insurence policy
Loan against mutual funds or shares
Loans against bank fixed deposits

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What is a debt consolidation loan?

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If you’ve got lots of different debts and you’re struggling to keep up with repayments, you can merge them together into one loan to lower your monthly payments.You borrow enough money to pay off all your current debts and owe money to just one lender. There are two types of debt consolidation loan Secured – where […]
Loans

How personal loan helps in different ways for an individial

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Personal loans are simply those retail loans which are provided for the purpose of fulfillment of personal needs and expenses of individuals (prospective loan borrowers). The personal loans in India are primarily provided under five major categories. Although the loan amount and the rate of interest vary from bank to bank, but the purposes of […]
Loans

What is cash advance? How it is useful for an individual

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These are short-term loans offered by credit card companies, short-term lenders such as payday lenders and tax-preparation companies that offer money against an expected refund from the IRS. Cash advances are a way to get money now against future income. Payday loans are typically used by consumers who need money until their next paycheck arrives. […]

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    Erectile dysfunction does not have any well-defined cause. There are tons reasons behind its occurrence. It can be- true reasons, your form problems, medicines you are irresistible, fervid reasons, и так далее Let’s have a look on ED causes in particular. Erectile dysfunction causes are- costly blood stress, diabetes, lofty blood cholesterol, grit diseases (Parkinson’s illness and multiple sclerosis), surgery, smutty hormone levels, lifestyle factors (smoking and drinking) and others (force, concern, tenseness, be afraid, recession). Aging factors also prompt to ED, but aging in itself is not a cause. Bellow testosterone levels also in some cases lead to erectile dysfunction. Side effects caused close to medications also make men unable for erection.

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