Loans

Who Is a Cosigner? A cosigner is a person who agrees to pay a borrower’s debt if he or she defaults on the loan. The person asked to cosign a loan usually has a good credit score and a lengthy credit history, which greatly improves the primary borrower’s odds of approval. Cosigners play a valuable […]

Empowering the woman workforce is important for the economic development of any country. The Government of India along with various banking institutions of the country, has introduced numerous financial schemes to help women entrepreneurs to achieve their business goals. Having a solid working capital is essential for the success of any business; be it a […]

Micro Units Development & Refinance Agency Ltd. (MUDRA) is a new institution set up by Government of India to provide funding to the non-corporate, non-farm sector income generating activities of micro and small enterprises whose credit needs are below ₹10 Lakh. Main agenda of micro finance loans is to promote small scale business which are […]

First to know about small business loans, we need to know what actually a small business,Generally small business means private owned partnership forms or sole proprietoryships or corporationsWhere a business should not exceed 20 lakhsIn some states it may be around 25 lakhs also Which category business comes under small business loans Now a days […]

GOLD LOANS This can be said as one of safest loans ever granted by banks and financial institutions. This is the loan granted against gold. The rate of interest will vary depends on the trend of gold rates. Lender has right to receive his proceedings by selling the gold in auction at the time of […]

Personal loans are simply those retail loans which are provided for the purpose of fulfillment of personal needs and expenses of individuals (prospective loan borrowers). The personal loans in India are primarily provided under five major categories. Although the loan amount and the rate of interest vary from bank to bank, but the purposes of […]

These loans are taken by businessmen and entrepreneurs to buy a commercial property. It can be a shop, office space or it can be complete commercial complex, this loan is perfect for such kind of buyings. Banks and NBFCs offer a commercial purchase loan at attractive interest rate which starts from 9.50%*. The funds from […]

This loan bought revolution in many financial aspects ,primitive types of loans like home loan car loan and many other loans are well known by everybody butthis is a new type of mortgage loan introduced by government of India in 2007-08 yearly Union budget. This is a special loan for senior citizens. Many senior citizens […]

A payday loan is a short-term loan you’re expected to repay within a few weeks of borrowing. Loans may be available from online lenders, through loan apps, Short description about paydayIt is just like daily loan which does not require any kind of collaterals and other property for loan to get until and unless strong income proof […]

These are short-term loans offered by credit card companies, short-term lenders such as payday lenders and tax-preparation companies that offer money against an expected refund from the IRS. Cash advances are a way to get money now against future income. Payday loans are typically used by consumers who need money until their next paycheck arrives. […]