Loans

You might be surprised by how much you could save on the cost of your loan by moving it or repaying early – even if there are extra charges for doing so. We take a look at your potential options below for unsecured loans and provide tools to help you compare costs. Repay loans with savings […]

Businesses need capital to operate. Too many manufacturers have orders in, but a lack of funding to simply purchase material and get on with production. Businesses can be in the ideal position to expand, but not permitted to do so because of monthly flow limitations. Personnel may need to be paid, but payments may take […]

Short-term loans The short-term loan comes with a fixed payment period and rate of interest. This is a secured loan. However, depending on the credibility of your credit history and relation with the lender, you can secure this loan for no collateral as well. Credit line or Bank Overdraft Facility This is the most flexible working capital loan. The lender […]

If you’ve got lots of different debts and you’re struggling to keep up with repayments, you can merge them together into one loan to lower your monthly payments.You borrow enough money to pay off all your current debts and owe money to just one lender. There are two types of debt consolidation loan Secured – where […]

Who Is a Cosigner? A cosigner is a person who agrees to pay a borrower’s debt if he or she defaults on the loan. The person asked to cosign a loan usually has a good credit score and a lengthy credit history, which greatly improves the primary borrower’s odds of approval. Cosigners play a valuable […]

Empowering the woman workforce is important for the economic development of any country. The Government of India along with various banking institutions of the country, has introduced numerous financial schemes to help women entrepreneurs to achieve their business goals. Having a solid working capital is essential for the success of any business; be it a […]

Micro Units Development & Refinance Agency Ltd. (MUDRA) is a new institution set up by Government of India to provide funding to the non-corporate, non-farm sector income generating activities of micro and small enterprises whose credit needs are below ₹10 Lakh. Main agenda of micro finance loans is to promote small scale business which are […]

First to know about small business loans, we need to know what actually a small business,Generally small business means private owned partnership forms or sole proprietoryships or corporationsWhere a business should not exceed 20 lakhsIn some states it may be around 25 lakhs also Which category business comes under small business loans Now a days […]

GOLD LOANS This can be said as one of safest loans ever granted by banks and financial institutions. This is the loan granted against gold. The rate of interest will vary depends on the trend of gold rates. Lender has right to receive his proceedings by selling the gold in auction at the time of […]

Personal loans are simply those retail loans which are provided for the purpose of fulfillment of personal needs and expenses of individuals (prospective loan borrowers). The personal loans in India are primarily provided under five major categories. Although the loan amount and the rate of interest vary from bank to bank, but the purposes of […]