Three major types of loans || Eligilibility of loans

GOLD LOANS

This can be said as one of safest loans ever granted by banks and financial institutions. This is the loan granted against gold. The rate of interest will vary depends on the trend of gold rates. Lender has right to receive his proceedings by selling the gold in auction at the time of default made by the borrower. Loan can be repaid in EMIs. Rate of interest will be slightly higher than the other loans in the market.

9. Agriculture / Crop loans:

India is a country where more than 60% of the population depend on agriculture for their livelihood. Unfortunately due to the erratic crop results farmers are lacking financial support to continue their farming further. Agriculture loan enables them to get finance for various agriculture operations. Rate of interest on these loans is slightly low compare to the other loans in the market.

HOUSING LOANS

It’s every one’s dream to have a own house. Living in own home gives us different feeling compared to the residences in rental building. Many people in India belonging middle class and below middle class for which having an own house may be big dream. Home loan enables them to make this dream true.

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