As one cannot guess that will get ill. But they fall ill at some point in their lives. And to recover from their illness, they require proper medical care.However, medical care costs are very expensive as rich people also sometimes cannot afford.You have to break your savings. That’s where Arogya Sanjeevani Policy, ManipalCigna comes into the picture. Arogya Sanjeevani Policy, ManipalCigna covers medical costs and offers the utmost protection to you and your family in case of any injury/sickness/disease. It offers affordable health coverage package to the policyholders across country.
Arogya Sanjeevani insurance Policy, Manipal Cigna is an indemnity-based health insurance product that protects you and your family from the unfortunate medical costs. The policy is not only high on coverage features but also easy to understand for everyone.The recently launched policy is developed by the insurance regulator, IRDAI and made available to the policyholders by ManipalCigna health insurance company.
Features of Arogya Sanjeevani Policy, ManipalCigna
You can purchase this policy on individual or family basis.Sum insured options available under this policy range between Rs. 1 Lakh to Rs. 5 Lakh (in multiples of 50,000).People aged between 3 months to 65 years can seek cover under this policy The policy is available for one year. The policyholders need to renew it every year.Guaranteed lifetime renewals are also available under the plan.Family members who can be included under this policy are Spouse, Dependent Children, Parents,single parent,Parents-in-law in premium payment. You can pay premiums monthly, quarterly, half-yearly, and yearly instalments which ever is comfortable to pay.General waiting period for 30 days from the date of commencement for this insurance policy.Fixed co-payment of 5% for all admissible claims.A major highlight of this plan is that it offers cover for expenses related to existing diseases. Other major benefits of Arogya Sanjeevani Policy, ManipalCigna that will make you buy the policy,If you know this for futher studies.
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Many health insurance policyholders will have a doubt about their covers that fall short when they met any medical expenses as they are excluded. For instance, long term diseases are excluded from coverage. This apart, policyholders and their dependents have to pay for their minimum commute as well as food, from of their pockets, while […]
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